A comprehensive guide to confident spending, joyful living, and freedom without fear. MEET VICKI Vicki had done everything right. She saved consistently. She avoided unnecessary debt. She planned carefully so future-Vicki would have options. Now retired, those options were finally here — and yet something felt off. At the grocery store, she paused before buying something she wanted but didn’t need. When friends talked about trips or experiences, she felt excitement followed

A guide to rediscovering meaning, identity, and direction in the next chapter.     MEET BILL Bill’s retirement party was everything it should have been. Speeches. Stories. Gratitude. Applause. He drove home feeling proud, relieved - complete. Monday morning, he woke at the same time he always had. He made coffee, sat at the kitchen table, and opened his calendar. Nothing. At first, it felt like freedom. Then it felt like disorientation. Bill didn’t miss meetings or deadlines.

A comprehensive guide to protecting independence, dignity, and support as life changes. MEET JANET Janet had always been the reliable one. She organized family gatherings, managed details, showed up when others needed help. Caring for people came naturally to her - it was part of her identity. Then her sister fell. A simple slip. A fractured hip. Suddenly, independence disappeared overnight. Janet watched her sister struggle not just with recovery, but with the emotional weig

A comprehensive guide to generosity that is intentional, joyful, and aligned with your values – in life and beyond it. MEET ROBERT Robert had done what responsible people do. He hired an attorney. Signed a will and trust. Updated documents after major life events. Everything was technically correct. Then one evening, while trying to explain his estate plan to his adult daughter, he stopped mid-sentence. “I think it works,” he said slowly, “I’m just not sure anyone else would

A comprehensive guide to generosity that is intentional, joyful, and aligned with your values — in life and beyond it. MEET JAN For years, generosity showed up reactively. A check at a fundraiser. Support when asked. Occasional gifts that felt right in the moment. Jan was generous — but she felt scattered. Some gifts brought joy. Others brought quiet resentment. Some felt meaningful. Others felt obligatory. At the same time, as she reviewed her estate plan, another question s

A clear, steady guide to making healthcare decisions without confusion, pressure, or potentially costly mistakes.   MEET BOB Bob had made plenty of important decisions in his life. Career moves. Home purchases. Investments. Family choices. None of them felt as confusing as Medicare. The mail stacked up on the counter — Part A, Part B, Advantage plans, supplements, prescription coverage. Commercials promised “more benefits.” Friends confidently recommended what they chose. Bob

A compassionate guide for navigating loss while protecting clarity, security, and yourself.   MEET MARGARET The first days blurred together. Phone calls. Meals dropped at the door. Voices that felt far away. Margaret moved through the house as if it belonged to someone else. The chair across the table sat empty. Routines that once felt automatic vanished overnight. Everyone told her she was “strong.” She didn’t feel strong. She felt untethered. At night, when the world finall

A steady, protective guide for navigating inheritance with clarity, dignity, and long-term wisdom. MEET EMILY The check arrived three weeks after the funeral. It sat unopened on the kitchen counter, beside sympathy cards and wilting flowers. The house felt quieter than it ever had before. Emily wasn’t thinking about investments. She was thinking about her mother’s voice. The way she used to say, “Big decisions deserve breathing room.” But the world didn’t pause. Friends asked

A proactive guide to protecting voice, dignity, and independence over time. MEET DAVID David noticed it first with small things. A name that took longer to surface. A detail that slipped away. Nothing alarming — just noticeable. Then a friend told him what it was like caring for a parent with cognitive decline. The hardest part wasn’t the memory loss itself. It was the guessing. What would they have wanted? Who should decide? How do we know we’re doing this right? That conver

A guide to generosity that builds capability, confidence, and healthy independence. MEET SUSAN & MARK Mark and Susan never thought generosity would feel this complicated. They worked hard, saved carefully, and built a life that gave them options. Their children were grown now - capable, intelligent, navigating careers, housing costs, and a world that felt less forgiving than the one Mark and Susan had known. At first, helping felt natural. A down payment. Support during a t

A comprehensive guide to building confidence, clarity, and freedom in retirement. MEET GEORGE George had planned well. He saved consistently. Avoided unnecessary debt. Did what responsible people do. But retirement brought an unexpected companion: uncertainty. At night, when the world was quiet, his thoughts wandered to questions no spreadsheet answered easily. What if inflation rises faster than expected? What if healthcare costs spike? What if one of us lives much longer

A comprehensive guide to choosing the right living environment for the next chapter of life. MEET ELEANOR Eleanor had lived in her home for twenty-seven years. She knew the house the way you know a favorite song - where it swells, where it softens, where it pauses. It had held birthdays, late-night conversations, arguments that passed, and seasons of joy and loss. But on a Tuesday morning, standing alone in the kitchen, she paused. The house wasn’t wrong. It just felt… larger