For those nearing retirement, planning and preparation are key in determining when to retire, or how much longer to work to provide for an envisioned lifestyle. They are generally concerned about maintaining their wealth after retirement or cashing out of a business. They want to maintain their lifestyle, mitigate taxes and leave a legacy for their children and grandchildren.
We use Goal Planning & Monitoring, a proprietary planning software from Raymond James that can help align financial decisions with our clients’ vision of retirement and other goals. This powerful resource, in conjunction with our deep planning experience, helps us ensure that clients’ goals and our strategy for pursuing them are well-defined.
Since Social Security benefits can play an important role in retirement income, Social Security analysis is an essential part of the services we offer clients. We help them determine their eligibility, determine when best to file, how to potentially maximize benefits for them and their spouse, and mitigate taxes on the income.